Points Farce |
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Richie
Bavarian-Board Forum Sponsor Irish Region Joined: 04-November-2002 Location: Dublin,Ireland Status: Offline Points: 2526 |
Topic: Points Farce Posted: 02-September-2004 at 05:16 |
Did everyone see the article in the times yesterday about how it's taking 14 months for the endorsement to hit your licence.Article
The law states that the 3 year endorsement starts then.So really you get a 4 year+ endorsement. I think I'm right in saying that technically you have no points on your licence until you receive notice of endorsement.Why declare any points to the insurance companies now then???? We're losing the 10-17% discount. Any thoughts on this anyone?? |
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Mac
Senior Member II Joined: 15-October-2003 Location: Ireland Status: Offline Points: 200 |
Posted: 02-September-2004 at 05:45 |
That's another example of some half baked idea from the Government. I got 2 in Nov last and they weren't added until March. If they put as much effort into catching the crims and vandals, we'd all be better off. I wasn't the Limerick motorist by the way.... Mac |
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kbannon
Admin Group E39 525i Sport Individual Joined: 09-October-2002 Location: 64 Zoo Lane Status: Offline Points: 15508 |
Posted: 02-September-2004 at 05:51 |
There was another article a few weeks ago about some young one from Leixlip who began a new job which she drove to. On her [unfamiliar] route she drove past the Gatso on the N4 opposite the Spa Hotel which picked her up speeding. Anyway, she knocked up 12 points within a month. By then time she heard about the first two points she had already been banned from driving. Personally, Im glad that so far I still have not recieved any points (not that I would speed!). However, there doesn't seem to be any real consistency in the lengths of time taken between the offence and the punishment date. This girl found out about all of her offences within about two months whereas many others say it has taken much much longer. Also according to the article, the duration between offence and punishment will be reduced when the private companys come in to help process the photos. Will this also coincide with the introduction of private speed cameras? I know how fair they will be! Edited by kbannon |
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Richie
Bavarian-Board Forum Sponsor Irish Region Joined: 04-November-2002 Location: Dublin,Ireland Status: Offline Points: 2526 |
Posted: 02-September-2004 at 05:59 |
So what do you reckon,are we penalty point free until we receive the letter stating that the endorsement will take effect???
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Graham G
Senior Member II Joined: 21-January-2004 Location: Ireland Status: Offline Points: 211 |
Posted: 02-September-2004 at 06:05 |
I can imagine their strategy in camera placement - pick a nice stretch of road, good surface with a rediculous 30 limit and CHI-CHING! I'm all in favour of reducing road carnage by enforcing FAIR speed limits and policing these FAIRLY. By that I mean warn the public of a dangerous bend and advertise that there are likely to be speed cameras there. None of this hiding behind big road signs trying to meet monthly targets. No points thus far to my knowledge but I'll have to wait 14 months before I can confirm this. |
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Richie
Bavarian-Board Forum Sponsor Irish Region Joined: 04-November-2002 Location: Dublin,Ireland Status: Offline Points: 2526 |
Posted: 02-September-2004 at 06:08 |
I'm going to ring my Insurance company and ask for their definition of "having points".If it's an endorsement they are looking for I'm going to retract that I have 2 points and request my 10% discount.
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kbannon
Admin Group E39 525i Sport Individual Joined: 09-October-2002 Location: 64 Zoo Lane Status: Offline Points: 15508 |
Posted: 02-September-2004 at 06:48 |
You don't have points until your licence is endorsed by the Gardai. You would find out about them 'shortly' afterwards. |
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Richie
Bavarian-Board Forum Sponsor Irish Region Joined: 04-November-2002 Location: Dublin,Ireland Status: Offline Points: 2526 |
Posted: 02-September-2004 at 06:57 |
I wonder if Hibernian will honour 3 years from when they use it to un-qualify you from the discount and not what is officially on your licence.......I don't think so.
This is a serious issue and I'm thinking that if put into the courts a case could be won and you'll walk with no points.I've had advice from ex-gardai already and I have a few legal avenues I'm lookin at. In the meantime if I get another fine I won't be declaring it until I get my letter. |
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Robbie Bradford
Really Senior Member II Joined: 16-July-2004 Location: Co. Laois, Ireland. Status: Offline Points: 2124 |
Posted: 02-September-2004 at 07:35 |
Killian is right Richie, unless your licence is endorsed by the Gardai then say nowt. Unfortunately i dont think they'll let you off the hook regarding the two points, but a mention of legal action might soften them up. I have no points(that i know of at the moment!) but if i had i think it would come down to a toss of a coin as to wheter to tell them or not, if they have a database and rumble me well then fair enough. The fact of the matter is that they have been ripping us all off for a very long time now, and as with everything in this country until people start making noise the practice of rip off Ireland continues. The Gardai dont have the resources to stop crime never mind handing out endorsements, so once more we have to farm out work to private companies and the government will probably increase road tax to pay them.....aint life brilliant! |
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Richie
Bavarian-Board Forum Sponsor Irish Region Joined: 04-November-2002 Location: Dublin,Ireland Status: Offline Points: 2526 |
Posted: 02-September-2004 at 07:59 |
Robbie,you'll know if you have points cos the fine usually comes out within a month or so but apparently thats just the fine....there is a letter of endorsement too I believe and until you get that I think your licence is clean.
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kbannon
Admin Group E39 525i Sport Individual Joined: 09-October-2002 Location: 64 Zoo Lane Status: Offline Points: 15508 |
Posted: 02-September-2004 at 08:10 |
I had believed it that your licence was clean until the polis endorsed your licence, not when you find out about it. This does not coincide with when you find out about it (as that one from leixlip found out). |
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IamSpartacus
Moderator Group Joined: 21-November-2002 Location: Singapore Status: Offline Points: 3625 |
Posted: 02-September-2004 at 09:08 |
I'd have thought that once you have the letter, you have the points - even if they haven't actually been applied to your licence. If you failed to declare them you could find your insurance void as a result of your non-disclosure. Many companies now ask if you have anything pending as well to avoid this problem. |
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The world is a tragedy to those who feel, but a comedy to those who think.
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kbannon
Admin Group E39 525i Sport Individual Joined: 09-October-2002 Location: 64 Zoo Lane Status: Offline Points: 15508 |
Posted: 02-September-2004 at 09:19 |
My point was that it is more likely that you could have points on your licence well before you recieve the letter telling you of them. |
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IamSpartacus
Moderator Group Joined: 21-November-2002 Location: Singapore Status: Offline Points: 3625 |
Posted: 02-September-2004 at 09:51 |
You would have points pending on your licence, but until you have been formally notified by way of the notice of endorsement they can't be effective. Otherwise you'd have a situation whereby the girl mentioned above could also be done for driving while banned. |
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The world is a tragedy to those who feel, but a comedy to those who think.
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kbannon
Admin Group E39 525i Sport Individual Joined: 09-October-2002 Location: 64 Zoo Lane Status: Offline Points: 15508 |
Posted: 02-September-2004 at 10:06 |
According to de examinor she had the points before she was informed of them and therefore driving illegally.
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Current: 2009 E60 520d "Sport" tractor
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Richie
Bavarian-Board Forum Sponsor Irish Region Joined: 04-November-2002 Location: Dublin,Ireland Status: Offline Points: 2526 |
Posted: 02-September-2004 at 10:10 |
Have to get clarification on this from the Gardai I guess.Has anyone received "The letter"???
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Dergside
Really Senior Member II Joined: 16-May-2004 Location: Mid West, Ireland Status: Offline Points: 4000 |
Posted: 02-September-2004 at 13:50 |
I got a ticket last October (from a checkpoint rather than a camera). I got my on the spot fine from the copper and paid it. As of now, I still haven't had any notice of points being applied. When I had my renewals I asked my broker what I should declare, and their advice was that until I was notified, I didn't actually have the points and therefore didn't need to declare having points, but that if/when I got the notice was the point at which the clock started ticking on the 3 years. I had thought that with so much time having elapsed that the chances of actually getting the points might be diminishing, but the press coverage recently seems to suggest that that is just wishful thinking. Afraid to ask too many questions in case it really HAS slipped through the net and I end up reminding them about it! |
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Richie
Bavarian-Board Forum Sponsor Irish Region Joined: 04-November-2002 Location: Dublin,Ireland Status: Offline Points: 2526 |
Posted: 03-September-2004 at 05:01 |
Here's a response from my Insurance Broker:
As far as I am aware, it is the same as the old convictions in that the insurers will either load the policy or decline to quote if someone has a conviction or a conviction pending on their license. This would be the same for penalty points, in that if the client did not declare that they had penalty points pending on their license then they would negate the policy under the duty of disclosure. Basically we're screwed and have points for 4.5 years not 3. I reckon letters to the Minister and a push from MIJAG is required now. Edited by Richie |
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kbannon
Admin Group E39 525i Sport Individual Joined: 09-October-2002 Location: 64 Zoo Lane Status: Offline Points: 15508 |
Posted: 03-September-2004 at 05:18 |
I remember being at one of the earliest MIJAG metings in Tallaght. Sadly very little has happened since then (no disrespect to MIJAG) but I don't think the right wing Govt. we have listen to socialists/young people!
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Current: 2009 E60 520d "Sport" tractor
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kdevitt
Really Senior Member II Joined: 27-February-2003 Location: Ireland Status: Offline Points: 904 |
Posted: 04-September-2004 at 13:21 |
Hibernian ask you to sign a section asking if you have points or have been notified that you will be receiving points, so it will more likely be 4 years than 3 years that they affect me... Got done a few weeks back by a guard in someones front garden....
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