Excess question

Firstly so annoyed for you, you were just telling me about the taxi on sunday as well, anyway without being there and just trying to picture this in my head, is she not at fault even if her excuse is she was doing a 3 point turn, you would be stationary so she still reversed into you, plus was it legal to do the turn at the junction?.
Take it there were no witnesses? annoying as it is insurance might go 50/50 on this if none of the above is admitted, so you might have to bite the bullit mate, hope you get sorted

I was stationary at the time. 

Although the call is yours mate i would let the insurance deal with it , if you have a witness plus no way should she reverse anyway you will win that.
You would get your excess back when her mob pay out, you are not meant to reverse there full stop .
Best of luck with whatever you decide

Not good news big chap But had something similar in my 325 . A bloke reversed into me no damage to either car & his paint "scuff" on my bumper T-cut out . But I felt something wasn't above board as he was not the owner of the car . To cut a long story short I thought it best to advise my insurance of this "Minor" bump in case it went as far as having insurance Co involvement . Although I & he never made a claim the fact I informed my insurance of the incident my insurance went up (All for the cost of 10 mins of my time & a dot of T-cut) When I asked my insurance why the hike in cost as neither he or I made a claim ......it was the fact I had told them I had been involved that made my cost go up If it was me I would chap the womans door to see if she will cover your £80 ...if not I would bite the bullet & just sort it yourself as better to pay £80 than loose any N.C.D you have

I actually suggested for her benefit just to give £40 to cover the cost of paint etc but her reply was that I could blackmail into giving me more in the future and that she would rather go through the insurance.

I just feel so annoyed that someone could do this and just walk away.

Didn't know it was 80pound repair robin, think you might be better off taking the hit as no claims etc will hit for years.
Could try one last time asking her to pay one more time

Mate, I'm sorry to say it but you already know yourself this is a take it on the chin and move on.
I have heard of people exacting revenge to the other person's car when in a similar position but then I would never condone or encourage such loutish behaviour

Take it details were exchanged ? I would contact your insurance and put claim in. If she was not compromising at time of crash then doubt her thinking will change.

Insurance companies would use police crash reports however police only attend if damage to others property, ie barrier/street sign, if there is injuries, if roads blocked, a motorist refusing to give details. The first two examples only being reportable !!!

I had someone reverse into my 328 sport when I was stationary. The other driver admitted liability at time but when claim went in then other driver stated I hit him. No witnesses and family etc in car don't count along with colleagues (I personally don't have strangers in my car) ?? I was told its a 50:50 claim.

Oh no it's not. I pay legal fees with insurance company so instructed them to send letter stating I would see other driver on court. My insurance company stated they would not do this. I said fine, I will recover costs from you !!!

I was notified that the case would go to court (good as lots of experience here) and few weeks before case other driver admitted liability !!!

This from a driver that got out and apologised to me. Good luck but if me, my insurance would know ASAP. If you have photos tell them. Don't need to produce them straight away ;)


Makes a good case for these traffic cameras all the Russians use .

DO NOT CALL YOUR INSURANCE!!!

Had to tell my insurance. She was threatening to go through hers after she said it was my fault.