BMW Car Club Insurance sux !!

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   Having joined the club with the hopefull intentions of getting a policy for the car i recieved my papers through today (nice mag by the way)

I called the insurance department up and as the car is not garaged they cant even quote me for insurance !!

They didnt want to know where i lived, that i had full NCB or that i have no points, just that i didnt have a garage, goodbye sir !!!

Please do yourself a favour and drop these idiots and get a company who WILL QUOTE people !!!
These people are a joke !

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Guests Members Profile Send Private Message Find Members Posts Add to Buddy List Guest	Topic: BMW Car Club Insurance sux !! Posted: 19-February-2003 at 10:26
	Having joined the club with the hopefull intentions of getting a policy for the car i recieved my papers through today (nice mag by the way) I called the insurance department up and as the car is not garaged they cant even quote me for insurance !! They didnt want to know where i lived, that i had full NCB or that i have no points, just that i didnt have a garage, goodbye sir !!! Please do yourself a favour and drop these idiots and get a company who WILL QUOTE people !!! These people are a joke !

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Webdunk Members Profile Send Private Message Find Members Posts Visit Members Homepage Add to Buddy List Moderator Group M3 GT Register Joined: 16-October-2002 Location: Central Scotland Status: Offline Points: 5245	Posted: 19-February-2003 at 12:22
	Can you be a little more accurate? The club has a number of advertisers in the mag. Who have you had a problem with? Also bear in mind that it all comes down to how much of a risk you are. A good 10-15 companies I tried would insure me simply as I was under 30 in a 328i. Don't get mad. Shop elsewhere :-)


Guests Members Profile Send Private Message Find Members Posts Add to Buddy List Guest	Posted: 19-February-2003 at 17:49
	I am 31 years old full no claims no points live in nice area have a good job no criminal convictions my only crime is having no garage, i have called around 7 from the mag now and all say the same, no garage no quote !

Webdunk Members Profile Send Private Message Find Members Posts Visit Members Homepage Add to Buddy List Moderator Group M3 GT Register Joined: 16-October-2002 Location: Central Scotland Status: Offline Points: 5245	Posted: 20-February-2003 at 09:06
	Try Tesco. They were my cheapest quote by far.


Webdunk Members Profile Send Private Message Find Members Posts Visit Members Homepage Add to Buddy List Moderator Group M3 GT Register Joined: 16-October-2002 Location: Central Scotland Status: Offline Points: 5245	Posted: 20-February-2003 at 09:08
	Just seen your clean car post - it would help if you set your post in context. You drive what - to an insurance company - is a heavily modified car! No wonder the run of the mill guys won't touch you!


Guests Members Profile Send Private Message Find Members Posts Add to Buddy List Guest	Posted: 20-February-2003 at 10:29
	thats a fair point but i only called the numbers of the people who "quote" we insure modified cars !!!!

mark-c Members Profile Send Private Message Find Members Posts Visit Members Homepage Add to Buddy List Groupie Joined: 09-December-2002 Location: United Kingdom Status: Offline Points: 92	Posted: 20-February-2003 at 11:02
	im having the same problem. livingstones couldn't even be bothered to phone me back after phoning them twice. others.. http://www.roadsure.ltd.uk/schemes.htm "don't do modified" (work it out for yourselves) firebond ..... still waiting for them to get back to me (3 days) however getting a good response from performance direct, let's see how it goes.....


Iain H Members Profile Send Private Message Find Members Posts Visit Members Homepage Add to Buddy List Really Senior Member I Joined: 15-February-2003 Location: United Kingdom Status: Offline Points: 405	Posted: 20-February-2003 at 21:36
	I thing the Car Club is good overall, however I have found a good insurer who will happily accept modified cars and do not penalize over not having a garage. I run a H27 E30 convertible (M3 equivalent insurance) and have fully comp, legal protection, breakdown, protected no claims, european cover and pay �495 (last year was �520 but they automatically offered a reduction this year). I am not connected to the company!! They are FOOTMAN JAMES on 0121 561 4196. They are not the quickest at answering the phone, but the wait is worthwhile. My car was recently vandalised and there was no problem with their response, the car was painted by the bodyshop of my choice. Great service. They MAY be able to offer you a better deal, its worth a try is it not ?? www.footmanjames.co.uk Iain
	Hartge H27 Convertible My Link

Nigel Members Profile Send Private Message Find Members Posts Add to Buddy List Moderator Group Joined: 09-November-2002 Status: Offline Points: 6941	Posted: 20-February-2003 at 21:46
	Did you try Chris Knott? They worked out by far the cheapest for me, and my car isnt garaged either
	Best Wishes Nigel

Guests Members Profile Send Private Message Find Members Posts Add to Buddy List Guest	Posted: 20-February-2003 at 21:59
	footman james didnt even get to my name, have a grage sir ? no i replied. sorry sir, cant offer you a policy.

Iain H Members Profile Send Private Message Find Members Posts Visit Members Homepage Add to Buddy List Really Senior Member I Joined: 15-February-2003 Location: United Kingdom Status: Offline Points: 405	Posted: 21-February-2003 at 05:49
	Very strange !!! As I do not have a garage either !! I did say I was (dare I say it ) a member of the BMWDC though ...............perhaps its worth another try ?? Good luck !!
	Hartge H27 Convertible My Link

Geoff Members Profile Send Private Message Find Members Posts Add to Buddy List Newbie Joined: 16-January-2003 Location: United Kingdom Status: Offline Points: 16	Posted: 21-February-2003 at 12:12
	I am in the process of insuring my Hartge H26. Im 22 years old with 3 yrs NCB. The best quote i got was from Adrian Flux for �1030 fully comp. Granted i live in a good area and that i said it would be garaged but i think thats not too bad seeing as other companies wanted about the same for a standard E30 325i!!

M3AG Members Profile Send Private Message Find Members Posts Add to Buddy List Really Senior Member II 7 series & e36 m3 registrar! (Madness) Joined: 17-October-2002 Location: Good Old Hertfordshire Status: Offline Points: 1644	Posted: 21-February-2003 at 19:16
	A Flux, do good prices, but are real bad where customer services are concerned, but if it gets you on the road!
	we're the Sweeney son, and we ain't had our dinner.....

jaseb Members Profile Send Private Message Find Members Posts Add to Buddy List Senior Member II Joined: 11-November-2002 Status: Offline Points: 237	Posted: 10-March-2003 at 14:10
	Watch that Flux lot, they've caused me no end of grief... I found the AA were pretty good with my Sport Evo - no need to garage it either!

johnny318is Members Profile Send Private Message Find Members Posts Add to Buddy List Senior Member II Joined: 29-December-2002 Location: United Kingdom Status: Offline Points: 176	Posted: 10-March-2003 at 23:06
	Footman James take some beating, I've got 2 yrs no claims, 37 yrs old and drive an E28 M5 for the princely sum of �363 fully comp. I have a garage but cars can be stolen from garages just the same. A friend kept his car in his garage when the roof collapsed. His insurance company took 9 months to cough up, you can't win.
	John Plymouth UK 96 E34 540i Individual 98 E39 523i SE 01 Renaultsport Clio 172

SUPER5 Members Profile Send Private Message Find Members Posts Add to Buddy List Newbie Joined: 17-February-2003 Location: United Kingdom Status: Offline Points: 11	Posted: 17-March-2003 at 19:50
	My quote 530ise 1989 6years ncb 40yrs old clean license parked on drive no extras �244 fully comp at ESURE.CO.UK John

Nigel Members Profile Send Private Message Find Members Posts Add to Buddy List Moderator Group Joined: 09-November-2002 Status: Offline Points: 6941	Posted: 17-March-2003 at 20:47
	I tried esure.co.uk , they seem good but... if you have the bm as a second car as I do, so I only have 1 years ncb on it, full ncb is on my van, which is a comercial poloicy and needs full ncb, then esure wont quote You must have at least 4 years ncb to get a quote from them
	Best Wishes Nigel

T15 MAF Members Profile Send Private Message Find Members Posts Add to Buddy List Newbie Joined: 04-March-2003 Location: United Kingdom Status: Offline Points: 4	Posted: 15-April-2003 at 23:15
	you all think you've got it bad 2.8 z3 1999 10 points in 3 years 13 in 5 years no garage full no claims age 32 limited milage 5k cost �650 theaa.co.uk every one else wanted at least �1000

skull Members Profile Send Private Message Find Members Posts Add to Buddy List Really Senior Member II Joined: 20-April-2003 Location: United Kingdom Status: Offline Points: 640	Posted: 24-April-2003 at 00:25
	I have used privilige for the past few years , always cheaper than the rest. �524 full comp protected no claims. i have 02 e46 325ci sport parked on the drive. but i do have 7 years ncb. and 35.
	just a little crazy. My drive E46 M3 COUPE [MAN]CARBON BLACK GREY LEATHER H/K 19"s LED REARS S/B.

Amit325i Members Profile Send Private Message Find Members Posts Add to Buddy List Newbie Joined: 08-April-2003 Location: United Kingdom Status: Offline Points: 29	Posted: 17-May-2003 at 00:36
	you complaining about insurance wonder who makes it so high, people who go no insurance etc, I have two accidents which weren't my fault and these people have no insurance so as usual the honest man pays even the police are too busy!! plus not forgetting the guest appearance of joy riders, vandals thiefs etc but.... if they weren't any of the above could the industry survive i think not! onward and upward vigilantes!