Print Page | Close Window

Insurance

Printed From: Bavarian-Board.co.uk - BMW Owners Discussion Forum
Category: Technical & Model Specific Forums
Forum Name: BMW ///M Power
Forum Discription: Ask your BMW M Power Technical Questions here (M1, M2 hybrids, M3, M5 & M6)
URL: http://www.bavarian-board.co.uk/forum_posts.asp?TID=4265
Printed Date: 28-March-2024 at 17:39


Topic: Insurance
Posted By: Stone-IslandV8
Subject: Insurance
Date Posted: 25-November-2003 at 18:25
Has anyone got any recommendations/suggestions on who's good and who isn't. Got quotes from RH Specialists (using Equity Red Star), Elephant, Barry Grainger and Direct Line.

Graingers are cheapest but want £400xs. RH specialists are who I'm with at minute and the premiums gone up by £80!!
Direct Line want a tracker fitted and are quoting mortgage prices. Elephant are only just dearer than Grainger with £250xs and are the fave at the minute.

Any advice on the ones quoting or someone I've missed?

John

-------------
Gentlemen I may not have a brain but I do have an idea

Past; E39 540T/E46 328CI/ E39 535/ E39 520/ E36 M3/ E36 318iS jet black Mtech/ E46 320d/ E36 318iS diamond black/ E36 318iS blue Mtech kit



Replies:
Posted By: Ratbark
Date Posted: 25-November-2003 at 21:37
John

Im insured thru Performance Direct. They were a tad dearer than Elephant but I could pay in instalments. They didnt require a tracker.

Give em a go.

Regards
Mark.

-------------
'89 E30 M3, '89 325i Touring(red), '89 325i Touring(silver), '99 Suzuki TL1000R, '65 VW Splitty SO42


Posted By: kevin
Date Posted: 25-November-2003 at 21:41
I'm with admiral with no tracker but watch out for mods!!

-------------
Kevin
'04 E46 330Ci Convertible
'08 E61 535d Touring (TorqueMeister Towbarge)
’95 E34 M5
’89 E30 M3 (Cecotto)


Posted By: steve1
Date Posted: 26-November-2003 at 02:09
might sound silly but good qoutes have been had from tesco on line, give em a go

-------------
1990 black sport evo- Now Sold
1988 325i touring ( written off )            
2002 ZM Coupe, hamann styling
328i touring ( '95 )


Posted By: robmug
Date Posted: 26-November-2003 at 07:15

I just renewed with Liverpool Victoria. around £300 (from memory); no mileage limit, £300 XS.



-------------
www.advancedcarproducts.com - UK Zaino distributors
5% discount for BMW Forum members
1996 E36 318is (one owner!) // 1993 911 Carrera 2 Coupe
1987 E30 M3 (sold) // 1997 E36 M3 Evo (sold)


Posted By: jamesrose
Date Posted: 26-November-2003 at 07:43
Im with Admiral, they own Elephant, so they will give a very similar quote to them. As Kevin said, watch out for Mods as I had a bit of trouble getting through with an Momo steering wheel on the E30, but after all I got a good price and you can pay installments....

-------------

1990 E30 M3
http://www.m3bmw.co.uk - www.m3bmw.co.uk


Posted By: Phil-C
Date Posted: 26-November-2003 at 08:21
John,

Have you tried AON and the others that advertise club discounted rates in the back of the magazine?

Aon also offer track insurance from £25 per event if you're insured with them.

AON 08705708090
Footman&James 01215616262
Carol Nash 08002985555
Heritage 01212466060
Peter Best 01621 840400.


Posted By: thepits
Date Posted: 26-November-2003 at 08:46
Originally posted by steve1 steve1 wrote:

might sound silly but good qoutes have been had from tesco on line, give em a go


Tesco's are good - even better it you include on the insureance someone that works for them because then you get a further discount, AND can pay by instalments with any extra!!

-------------
Cats know your every thought.

But don't care.


Posted By: Stone-IslandV8
Date Posted: 26-November-2003 at 08:54
Thanks guys. Admiral were £800+ whereas Elephant were at £650.

Tesco wanted direct line mortgage-style prices. Performance direct said they wouldn't insure an M3 with mods (tinted windows and ss back box)

-------------
Gentlemen I may not have a brain but I do have an idea

Past; E39 540T/E46 328CI/ E39 535/ E39 520/ E36 M3/ E36 318iS jet black Mtech/ E46 320d/ E36 318iS diamond black/ E36 318iS blue Mtech kit


Posted By: Brett_M5
Date Posted: 26-November-2003 at 10:33
Try Adrian Flux, it's where I got my best quote from.

https://www.adrianflux.co.uk/index.htm

Brett

-------------
1999 E39 M5
1995 E36 M3 - Sold


Posted By: lancelotII
Date Posted: 26-November-2003 at 10:52
Aon, on a classsic policy. Mods - don't care (tinted windows and ss back box mods ? - They are having a laugh.....mind you, personally you should be penalised for tinted windows...)


Posted By: Phil-C
Date Posted: 26-November-2003 at 11:08
Call it security glass...


Posted By: robmug
Date Posted: 26-November-2003 at 11:45

fwiw, I was with Adrian Flux and Liverpool Victoria were £200 below Adrian Flux's renewal price.

The renewal letter from Adrian Flux said they would price match a cheaper quote, but I didn't give them the chance. If they could have done it cheaper than they should have offered me a cheaper renewal quote.  I don't like the idea if being charged what they think they can get away with.



-------------
www.advancedcarproducts.com - UK Zaino distributors
5% discount for BMW Forum members
1996 E36 318is (one owner!) // 1993 911 Carrera 2 Coupe
1987 E30 M3 (sold) // 1997 E36 M3 Evo (sold)


Posted By: B 7 VP
Date Posted: 26-November-2003 at 14:35

Try Heritage,  They were the same as AON----BUT FREE track day Cover.Heard good things about Carole Nash.Numbers on Phils Post. The MOST Important Question to ASK, "AM I Insured between 22-00HRS & 06-00, If NOT Garaged, If yes-get it in WRITING!!!!!!!!!

 

     SAFETYFAST



-------------
SAFETYFAST


Posted By: Brett_M5
Date Posted: 26-November-2003 at 15:01
Originally posted by B 7 VP B 7 VP wrote:

Try Heritage,  They were the same as AON----BUT FREE track day Cover.Heard good things about Carole Nash.Numbers on Phils Post. The MOST Important Question to ASK, "AM I Insured between 22-00HRS & 06-00, If NOT Garaged, If yes-get it in WRITING!!!!!!!!!


 


     SAFETYFAST



I thought you'd take things like that for granted, do some insurance companies refuse to pay out for this?

-------------
1999 E39 M5
1995 E36 M3 - Sold


Posted By: B 7 VP
Date Posted: 26-November-2003 at 17:01

 So did we!!!! Well you DO dont you????!!!.Quote on phone and in writing, NO mention of REDUCED cover for Non Garage use.PAID premium, received documents 6weeks later, with *Garaging Warranty-Theft & Damage is Excluded if left Outside of garage/Home address between hours as stated.So you pay for 100% But get ZERO cover if within quarter of mile from your home ad.  AON--dont say it , like it is.

Another point, you look at the so called choice of insurers BUT!!! a number are part of the SAME Group of companies or Banks.Anyone heard of intervention by the Monopolies commission, to ensure freedom of choice in Competitive premiums ??? nor me.



Posted By: Stone-IslandV8
Date Posted: 26-November-2003 at 19:28
Originally posted by lancelotII lancelotII wrote:

personally you should be penalised for tinted windows...)


Don't knock what you haven't seen. Kids love it (keeps sun off them), I love it (stops me having to keep sticking sun visors in), safety plus I couldnt sell my stash if old bill could see in.

AON said they couldn't match the others. Heritage etc only go if cars over 10yrs. Carole Nash, thank you at a cheap at 1/2 the price £1200!!!

Anyone tried Barry Grainger?

Would you pay more premium for less xs ie £600 with £400xs or £685 with £250xs?

-------------
Gentlemen I may not have a brain but I do have an idea

Past; E39 540T/E46 328CI/ E39 535/ E39 520/ E36 M3/ E36 318iS jet black Mtech/ E46 320d/ E36 318iS diamond black/ E36 318iS blue Mtech kit



Print Page | Close Window