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Not an owner myself but my brother in law has had a '04 645 Conv from new and is currently up to about 50k miles.
Generally, reliability has been good but there have been issues. These have mostly been software issues and there are frequent updates of the i-drive software fixing stuff.
Mechanically it has been rock solid with one exception. His has active steering and the rack needed to be replaced at under 40k miles. Parts price alone here in Irl for the rack was about €2.5k. BMW offered a goodwill gesture after a little arm twisting and paying parts and 80% of labour. The that track control arms and front tyres needed replacing too and BMW ponied up for the arms but not the tyres after a little arm twisting that this was linked to the rack issue.
There are a lot of complex system as standard on these and a lot more available as optional, so making sure all the buttons work seems to be particularly important on them. The i-drive bugs seem to be an irritation mostly but worth enquiring from a seller (or servicing dealer) of any updates in this area.
I've heard a lot of complaints about the panoranic roof too on the coupe so that's one to watch out for, and maybe avoid. These seems to be mostly rattles and squeeks but the fix often seems to be a replacement, at vast expense no doubt.
Having said that, I'd be tempted by a 645 coupe with a manual box and less rather than more options I think!
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