Getting Screwed for insuring my 325. HELP

Tescos and direct line (on line) seem to be giving me decent quotes for standard cars if i tell them that i have 2yrs NCB.

i did think about the fact that i wont accumulate any NCB on my mums insurance policy, BUT i am already insured on my Renault clio under my own name until 11th march, so im accumulating NCB on that car.........

........but i dont want my mum THINKING that she can drive my BMW.........

2.5 litres and twisty and iced up roads (like my local ones) and a mum who thinks she's allowed to drive my car equals 1 worried man!!! (ME)....... i mean..... would YOU want any1 else driving YOUR car??????????? I DONT THINK SO!!!!

Stupid init??????? mum drives like a snail (mum took my dads points coz he recently got a 1 month driving ban and we thought they would throw the book at him........but not that im telling you or anything..you know!)

got a quote off tesco's the other day, but it was on the internet, so its just for a standard 325...that was £946.05... that was my mum insuring the car, and me on her insurance..... might give adrian flux a ring and see what they tell me today!

nar, havnt phoned Norwich Union yet.

Scott

I've just looked through one of thier full member mags,(the lady who's been teaching me gave it to me, your not a full member until you pass the test).

They have a company called IAM Select Insurance 08457 023160

Might be worth a try, mines not due until next March for the beemer.

Scott

Did you try seeing what they said if you asked about the advanced test ?

I'm interested as I'm waiting for my test to come through.

I just got my Norwich Union policy on Oct 30th.  They were doing an introductory deal for their new roadside coverage.  Sign up for roadside cover and get 30% off your insurance.  I wound up paying £20 less for my policy with the roadside cover than I would have paid without the cover.  Of course my initial quote was only £390 (I think) so 30% of that wouldn't be as much of a savings as 30% of £1500. 

When I got the policy the girl on the phone said that by adding my wife my premiums would be reduced even more.  I think the insurance companies believe that if there is another driver using the car then there is less chance of you smashing it.  I have no clue how much cheaper it is though.  Could be a savings of 50p for all I know.

just checked out my insurance for next year and ill be paying £900 on my car when i come to renew it.. cheap as chips ans that idiot off bargain hunt would say..thats £650 less than what im paying this year

Ascotgrun - this stuff about Norwich Union...Is that right? it cant be??? surely??? ye, ive done a pass-plus, but it doesnt make a difference now- dbanbery is spot on with his comment-insurance couldnt care less if ive done a pass plus. it doesnt carry any weight now. Ive also thought about "stretching the truth" and putting my mother on my policy, but it doesnt change much!

pass plus is useless unless you have no NCB..... its becomes inactive as soon as you get NCB... not worth the £300 since its still what you will save... norwich union quoted me 3k for my car on my moms policy with me as a named driver... my mom is 43 with no NCB(been on my dads insurance all her life)... and the car is in my signiture.... when i got to 1550 quote all the big companies i rang said that they were "not competitive" one guy said with a welsh accent  which i found quite funny... calibras are cavaliers..... cavaliers suck

Hi peter,

i'd love to try a quote without the mods, but, to put it back to standard would cost the same as my insurance, so it cant be done. Saying that, tesco wanted the best part of £1850 for a standard 325 with no mods, and privaledge wont even listen to my name, let alone the make and model of my car!!!

£1500 wouldnt bother me....although i wouldnt pay £1500 ins' for a scabby 8v calibra........... a 24v 4x4 MAYBE, but not an 8!!!   Best stick with me beemer methinks!