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rr_ww 
Really Senior Member II
Joined: 04-May-2003
Location: Location Location
Status: Offline
Points: 971
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 Topic: Insurance?
Posted: 30-December-2003 at 18:58 |
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Just been doing some online quotes for insurance.
Been getting some frankly stupid quotes. All around the £1200 mark!!! Does the BMWCCGB run an insurance scheme for members. Is it worth paying the membership just to get the deal?
Im 25, 3 years NCB. 1 accident back in 99. No points or convictions.
A motorbike is infinetly more nickable, more liekly to have a no fault accident and goes much faster, yet Im getting cheaper quotes for a R1 than a M3!!! And thats with Zero riding experience!
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Nostrils
Really Senior Member II
Joined: 27-October-2002
Location: United Kingdom
Status: Offline
Points: 792
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Posted: 30-December-2003 at 19:07 |
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I used to use Adrian Flux who did have a Club Membership Scheme (not sure of their status now). I am now using More Than who offered the cheapest for me.
Ringing round is the best. Aon are in the club so to speak....
Good Luck
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Brett_M5
Senior Member II
Joined: 20-May-2003
Location: England
Status: Offline
Points: 235
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Posted: 30-December-2003 at 20:17 |
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I'm also using Adrian Flux. When I came round to renewing I decided to pay Club Membership and try for a discount. Phoned them up, told them I'm a member, he went away to try for a better quote and told me he couldn't get it any cheaper!!!
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1999 E39 M5
1995 E36 M3 - Sold
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e30m3
Senior Member II
Joined: 26-April-2003
Location: East Sussex
Status: Offline
Points: 234
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Posted: 30-December-2003 at 20:46 |
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I used tesco's who quoted around £750 which i thought was good as im 24 with 4 yeras NCB, although think it does go up alot on E36 M3's
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Stone-IslandV8
Really Senior Member II
Joined: 31-January-2003
Location: North Somerset
Status: Offline
Points: 3015
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Posted: 31-December-2003 at 09:08 |
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Thru the club I got a good deal last year from RH Specialists but gone thru Barry Grainger this year as by far the cheapest.
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Gentlemen I may not have a brain but I do have an idea
Past; E39 540T/E46 328CI/ E39 535/ E39 520/ E36 M3/ E36 318iS jet black Mtech/ E46 320d/ E36 318iS diamond black/ E36 318iS blue Mtech kit
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Nick
Bavarian-Board Contributor
BMWCC Area Organiser Yorks & Humber
Joined: 21-October-2002
Location: God’s own county... Yorkshire
Status: Offline
Points: 1319
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Posted: 31-December-2003 at 10:31 |
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You may find that 'club' insurance is not the cheapest quote on the market.. but they do usually give you more for your money.. like an agreed value and cover for 'club' trackdays and events.. and if you go limited mileage you can be credited for unused miles.
Adrian Flux are no longer the club insurer.
We now use AON.
Good luck
Nick
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stevie53
Really Senior Member II
Joined: 14-January-2003
Status: Offline
Points: 2486
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Posted: 31-December-2003 at 10:47 |
I was paying 965 last year with Greenlight (have been the cheapest for 3 years) tried Tesco yesterday and was quoted 932 which I thought was great then I tried Liverpool Victoria and they blew it out the water with 775
stevie
Edited by stevie53
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///2000 E39 M5 Imola Red/// NO MORE
una volta lei ha avuto l'italiano lei non andrà mai tedesco di nuovo haha
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mike_k
Newbie
Joined: 28-December-2003
Location: United Kingdom
Status: Offline
Points: 17
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Posted: 31-December-2003 at 11:58 |
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28 full NCD 1994 M3 3.0L with tracker and garaged every night about £850 (without checking) and M5 1991 3.6L same conditions about £750 (without checking) from Privilege in Leeds, both comprehensive.
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falkster
Bavarian-Board Contributor
Joined: 12-August-2003
Location: Yorkshire
Status: Offline
Points: 825
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Posted: 31-December-2003 at 14:24 |
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I never believed the advert but Ive just been quoted happy. £529 for my E30 M3 best by hundreds.
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Z3M Roadster (gone....just...but not forgotten...yet)
E30 M3 (Toy)
Alfa 147 (just gone)
BMW 330d (new work horse)
Daimler Double 6 (no idea yet)
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Philrose
Senior Member II
Joined: 10-July-2003
Location: United Kingdom
Status: Offline
Points: 171
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Posted: 31-December-2003 at 15:51 |
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I have my 2.8 Z3 with BMW insurance and asked, only yesterday, for a quote on an M Roadster - less than £700 quoted.
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grant w
Really Senior Member II
Joined: 26-February-2003
Location: United Kingdom
Status: Offline
Points: 558
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Posted: 31-December-2003 at 16:02 |
the best quote i've had for my e30 m3 was £362 , fully comp ,
no garage , still a bit steep i thought .. ha ha ha  
Edited by grant w
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www.redevom3.co.uk
1989 e30 m3 2.5
1996 e36 m3 evo , sold
2002 e46 m3 smg .
1991 Daihatsu 2.8 TD Work Horse
Rust Never Sleeps . Tattooed Lady - Bearded Baby - there my family ..
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falkster
Bavarian-Board Contributor
Joined: 12-August-2003
Location: Yorkshire
Status: Offline
Points: 825
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Posted: 31-December-2003 at 16:14 |
Grant, who was that with? That £529 was by far the cheapest, some people still quoted me over a grand. I still put it down to being under 30.
When I first go the car the best quote was £1500 hence why its been in my garage since July. (my 11 points came off in September)
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Z3M Roadster (gone....just...but not forgotten...yet)
E30 M3 (Toy)
Alfa 147 (just gone)
BMW 330d (new work horse)
Daimler Double 6 (no idea yet)
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grant w
Really Senior Member II
Joined: 26-February-2003
Location: United Kingdom
Status: Offline
Points: 558
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Posted: 31-December-2003 at 16:25 |
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i'll dig it out for you chris and post it on the forum ..
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www.redevom3.co.uk
1989 e30 m3 2.5
1996 e36 m3 evo , sold
2002 e46 m3 smg .
1991 Daihatsu 2.8 TD Work Horse
Rust Never Sleeps . Tattooed Lady - Bearded Baby - there my family ..
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falkster
Bavarian-Board Contributor
Joined: 12-August-2003
Location: Yorkshire
Status: Offline
Points: 825
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Posted: 31-December-2003 at 17:16 |
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Cheers
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Z3M Roadster (gone....just...but not forgotten...yet)
E30 M3 (Toy)
Alfa 147 (just gone)
BMW 330d (new work horse)
Daimler Double 6 (no idea yet)
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rr_ww
Really Senior Member II
Joined: 04-May-2003
Location: Location Location
Status: Offline
Points: 971
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Posted: 31-December-2003 at 18:57 |
Will NEVER use Adrian Flux again (Silent L you see  )
Its an E30 worth approx £7500. Can you believe that a Cossie doesnt need a tracker and is cheaper!
Im currently with Greenlight, but they told me they wouldnt cover an M3 because lots have been stolen!
I know it will be steep, but anything over a grand is stupid!
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Nostrils
Really Senior Member II
Joined: 27-October-2002
Location: United Kingdom
Status: Offline
Points: 792
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Posted: 01-January-2004 at 19:07 |
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Just a note for you all, an insurance company is only as good as its last claim. This is the time you need them most, with all the emotion surrounding an accident, their services should be 100%
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Insurance?